Texas is one of the states, but must be OWNER OCCUPIED & for full amount of current HUD list price.  The buyer will get an FHA 203k loan & instead of the usual 3-5% down, now $100 down & in some cases help up to 3% in closing costs.  The 203k program allows buyers to finance both the mortgage and additional money for rehabilitation needs with a single government-insured loan.  Necessary to seek out a local lender who can handle this FHA 203k loan.  Some cannot.  These are HUD repossessed homes.  HUD wants homes back in the hands of HOME OWNERS.