Overall occupancy in commercial market is down 8% & 4 large vacant spaces remain.  Offices & multi-family are holding steady with XTO Energy adding 20,000 sf additional space.  Restaurant sales are high per capita with new buildings & absorption of leased space – Chuy’s, Chipotle, Panera Bread, Corner Bakery, BJ’s Brewhouse + fast food places of business.  Goodyear plant just sold to a company out of California, who will break it up into smaller spaces for lease or sale.  Industrial is still experiencing major under-utilization, economic obsolescence & outsourcing contracts for raw & semi-finished goods.  Foreclosures totaled 5 in 2010 & 8 in 2011 for a combined value of $5,220,000.  Loggins Meat Plant and S. Broadway Commons have both been re-sold.  Texas Joint & Spine Hospital/Clinic are experiencing a major expansion.