Until the election is over and the FED meeting in November, then interest rates should remain in the 3.625% range with no points for a 30 year fixed rate with a credit score over 720 for all loans – conventional, VA, FHA & USDA.  This is for loans over $100,000.  Rates change for lesser loans.   Even though the inventory is low, still a good time to BUY.  Interest rates then should go up at the very end of the year.