This is a new low for the year! The 30-year, fixed-rate mortgage averaged 3.58% with an average 0.5 point for the week ending April 14, down from last week’s 3.59%. A year ago it averaged 3.67% The 15 year averaged 2.86% with an average 0.5 point, down from 2.88% last week and 2.94% a year ago. Five year adjustable rates can be even lower. STILL A GREAT TIME TO BUY, BUT CONTACT YOUR REALTOR TO FIND A HOME.